Dubai is famous for its luxury and wealth in the world. In recent years, many people have wanted to come to Dubai to admire and experience the luxurious and top-class service and life. How to pay in Dubai is one of the things you absolutely must know if you intend to travel here.

Currency used in Dubai

The currency used in Dubai and the rest of the United Arab Emirates (UAE) is the UAE dirham (AED). The UAE dirham is the official currency and is widely accepted for all transactions within Dubai, including shopping, dining, transportation, and other services. It is subdivided into fils, with 100 fils making up 1 dirham. Banknotes are available in denominations of 5, 10, 20, 50, 100, 200, 500, and 1,000 dirhams, while coins are available in denominations of 1 dirham, 50 fils, 25 fils, 10 fils, and 5 fils. Carrying some local currency when visiting Dubai is advisable, as cash is widely accepted, especially in smaller establishments and regional markets. 

The UAE dirham is the currency of Dubai

List of how to pay in Dubai

Paying in Dubai is relatively straightforward, and there are several methods available to residents and visitors. Here are the common ways to make payments in Dubai:

Cash

Using cash in Dubai is a convenient and widely accepted method of payment. It can be obtained through currency exchange services or ATMs located throughout the city. Cash is accepted in most establishments, including hotels, restaurants, shops, and local markets. Carrying small denominations of notes is recommended for everyday transactions and to facilitate tipping. It is important to exercise caution and keep your cash secure when carrying and making transactions.

Cash is the most widely used and traditional form of payment

Cheques

In Dubai, as well as in the wider United Arab Emirates (UAE), the use of cheques as a method of payment is quite common. Cheques are widely accepted for various purposes, including paying bills, rent, or making larger purchases. They are typically used for more significant transactions where electronic transfers or cash may not be feasible or preferred. When issuing a cheque in Dubai, it is important to ensure sufficient funds are available in the associated bank account to avoid any complications. Additionally, it is customary to post-date cheques, meaning that the cheque's date is set for a future date when the payment is due. It is essential to handle cheques with care, ensuring accurate details, proper signatures, and adherence to legal requirements to ensure a smooth and successful transaction.

Cheques are used in huge transactions

Credit cards

Credit cards are widely used and accepted in Dubai, offering convenience and flexibility for residents and visitors alike. Major international credit card networks such as Visa, MasterCard, and American Express are widely accepted in hotels, restaurants, shops, and other establishments throughout the city. Using a credit card in Dubai allows you to make secure and convenient payments without the need for carrying large amounts of cash. It is advisable to inform your credit card provider about your travel plans to ensure uninterrupted card usage and to inquire about any applicable foreign transaction fees. 

The most chosen mode of payment after cash is Credit cards

Debit cards

Using debit cards in Dubai is a convenient and widely accepted method of payment. All banks in Dubai offer customers debit cards that can be used at various locations, including shops, restaurants, and ATMs. Debit cards allow you to make purchases and withdraw cash directly from your bank account. They are commonly used for everyday transactions, and most establishments in Dubai accept major international debit card networks such as Visa and Mastercard. Remember to keep your PIN secure and notify your bank immediately in case of a lost or stolen card. 

Debit cards are extensively used for cash withdrawal from ATMs

Online payment methods 

Online payment methods in Dubai are becoming increasingly popular, providing residents and visitors with convenient and secure ways to make purchases and transactions over the Internet. Major online payment platforms such as PayPal, Apple Pay, and Google Pay are widely accepted in Dubai, allowing users to make online payments with ease. Additionally, many local banks in Dubai offer their own online banking services, allowing customers to make payments directly from their bank accounts. These online payment methods provide a safe and efficient way to shop online, pay bills, and transfer funds. With the growing digital infrastructure in Dubai, online payment methods are widely accessible and offer a seamless and convenient way to conduct transactions in the digital age.

Online payment methods have gained significant popularity in Dubai

There are many options to pay in Dubai to cater to the needs of residents and visitors. Dubai's payment infrastructure will always ensure a seamless and hassle-free experience for visitors to travel to Dubai and enjoy their journey.